No Credit Needed Option

progressive no credit needed


CLICK on the application link for your store!


north spokane application
spokane valley application
coeur d' alene application
boise application
missoula application

Apply for our No Credit needed option online and get instant results! You have an entire year to pay, with a 90 day payment option.

All you need to apply is your employment or income information, checking account & routing number, and a debit or credit card. Fill out the quick online application with no documents required. And there’s no fee to apply!

Frequently Asked Questions

Q: What is the interest for this program?

A: This program is different from typical interest or APR because it is a lease purchase. If you call to pay within 90 days, all you pay is the cost of the merchandise, plus $79. You can call a week later or at day 89, as long as it’s paid in full before Day 90. Otherwise, payments will continue to be debited from your account until it’s paid in full. You do have a full year to pay off the lease, and after the 90 days window, you can call and request the Early Buyout Discount, which is 35% off your remaining balance.

Q: Will I get approved without a social security number?

A: Progressive does ask for a social to verify identity, but also accepts an ITIN number.

Q:Where do I mail my payment? Can I pay online or by phone? How much will my payment be?

A: Payments will be debited out of your checking account automatically on your due date. You can also call Progressive to process a telephone payment at 877-898-1970. Payments can be set up monthly, biweekly, or weekly. Regular payment amounts are based on the total purchase. For example, use the payment estimator.